Accept Payments Easily With the HitPay POS System for Merchants — Credit Card Terminal and ‘Tap on Phone'

Accept contactless payments with the HitPay POS system in Singapore! Our credit card terminal is made for small and medium business needs.

Accept Payments Easily With the HitPay POS System for Merchants — Credit Card Terminal and ‘Tap on Phone'

Whether you have a physical store or are making sales online, you'll need a good point of sale (POS) system.

However, most POS systems on the market aren't ideal for smaller businesses.

When renting a credit card terminal, merchants face these common issues:

  • Lack of payment options like Google Pay and PayNow
  • Expensive rental and maintenance fees
  • Minimum-term contracts
  • Lack of integration with accounting platforms
  • Need to manually update inventory
  • Long approval process and delivery time

We know, it’s a headache!

To solve these problems, we developed HitPay POS products with smaller merchants in mind:
HitPay Credit Card Terminal — accept in-person payments made through credit card payments as well as PayNow. It also records cash payments so all your transactions are in one place. Works on desktop and mobile.

Tap On Phone — if you're an Android user, you can accept contactless payments directly on your phone, no card reader required. Completely secure through the HitPay app.

Read on to find out why our products are ideal for small and medium businesses. Plus, step-by-step guides on how to use your POS system on Desktop, iOS, and Android!

Why HitPay POS products are the best choice for SMEs

Our products are specially designed to suit the needs of small and medium merchants. Here's how:

  • More payment options: Our products accept payments from major credit cards as well as Apple Pay, Google Pay, WeChat and GrabPay! Accept PayNow transactions using our PayNow QR code generator.

You can also generate payment links to collect payments over email, WhatsApp, and other mobile apps. This is useful if you need to collect additional payments without the customer being there in person.

  • No rental fees: Unlike most options on the market, our Credit Card Terminal doesn't have any rental or hidden fees. Order the credit card machine for a $125 purchase fee — after that, it’s completely yours. Your credit card machine will also continue to receive free software updates when you connect to the HitPay network.

    Instead of a monthly or annual rental fee, we charge per transaction, so you only need to pay when you make an actual sale.
  • No minimum-term contracts: Since you only pay per transaction, you don't need to worry about taking a break or pausing your HitPay POS system. You have complete flexibility to do what's best for your business.
  • Easily portable: Our Credit Card Terminal is also small and wireless — easy to bring around for pop-ups and trade shows.


  • Efficient accounting: Our products are integrated with Xero accounting software. Plus, we record credit card, PayNow, and even cash transactions in one place!
  • Easy inventory tracking: You can sync your Shopify or WooCommerce inventory to HitPay's POS software for free. This keeps your online store inventory up-to-date every time you charge a product through HitPay’s POS system.  
  • Fast delivery and approval: Skip the neverending forms and long approval process. Enjoy quick signup and same-day or next day delivery when you order the HitPay Credit Card Terminal.

  • Free email receipts: You can also email or print receipts after the transaction.
    Tip: Choose ‘email receipt’ to collect customer emails. This is useful for EDMs and remarketing!

How to use the HitPay Credit Card Terminal on Desktop

A desktop setup works best if you have staff members with a laptop and countertop cashier space.  

Compatible device: HitPay WisePOS E Credit Card Terminal

Before use:

  1. Set up your WisePOS E Credit Card Terminal
  2. Connect your WisePOS E Credit Card Terminal to your desktop.

Your card terminal is now ready to use!

How to charge POS payments on Desktop

Step 1: Log in to your HitPay account on web browser

Step 2: On the left-hand menu, click Point of Sale

Step 3: To collect payment, choose the Quick Sale or Products function.
For Quick Sale, enter a remark/description for the transaction, enter the charge amount and tap the Charge button.

For Products, select a pre-uploaded product from your store. The payment amount and details will fill in automatically! Learn how to upload products in this quick step-by-step guide.

Step 4: Select payment method

Step 5: For card payments, ask your customer to insert, tap or swipe their card on the terminal. For mobile payment methods including Google Pay and PayNow, ask your customer to scan the QR code with their device.

Step 6: Wait for the 'Payment successful' notification to appear. Your payment is complete!

Step 7: Optional — Send a receipt by email, or print a physical receipt with HitPay's Bluetooth receipt printer.

Click here to order your POS Credit Card Terminal for Desktop

How to use the HitPay Credit Card Terminal on Mobile — iOS and Android

Mobile is great if you don't have a spacious countertop setup (e.g. pop-ups, smaller stores). Also ideal if you want the flexibility of accepting payments in different locations, using your tablet or mobile device.

Compatible device: HitPay WisePad 3 Credit Card Terminal

Before use:

  1. Download the HitPay mobile app on iOS or Android
  2. Set up your HitPay WisePad 3 Credit Card Terminal. See quick guide for iOS or Android
  3. Connect your HitPay WisePad 3 Credit Card Terminal to iOS or Android

Your card terminal is now ready to use!

How to charge POS payments on Mobile

Step 1: Open the HitPay mobile app. From the home page, tap on the Quick Sale or Products button.
For Quick Sale, enter a remark/description for the transaction, enter the charge amount and tap the Charge button.


For Products, select a pre-uploaded product — the price and details will fill in automatically! Learn how to upload products in this quick guide.

Step 2: Select a payment method

Step 3: For card payments, ask your customer to insert, tap or swipe their card on the terminal. For mobile payment methods including Google Pay and PayNow, ask your customer to scan the QR code with their device.

Step 4: Wait for the 'Payment successful' notification. When it appears, your payment is complete!

Step 5: Optional — Send a receipt by email, or print a physical receipt with HitPay's Bluetooth receipt printer.

Click here to order your POS Credit Card Terminal for Mobile

How to use the HitPay 'Tap On Phone' on Android

Receive card payments directly on your Android device — no card terminal required!

Before use:

Download the HitPay mobile app on Google Play Store.

How to charge POS payments with Android 'Tap On Phone'

Step 1: Open the HitPay mobile app. From the home page, tap on the Quick Sale or Products button.
For Quick Sale, enter a remark/description for the transaction, enter the charge amount and tap the 'Charge' button.

For Products, select a pre-uploaded product. Learn more in this quick guide.


Step 2: Select 'Tap On Phone'

Step 3: Ask your customer to tap their card on the back of your device

Step 4: Wait for the 'Payment successful' notification. When it appears, your payment is complete!

Step 5: Optional — Send a receipt by email, or print a physical receipt with HitPay's Bluetooth receipt printer.

Click here to download the HitPay Android app

If you have any questions, check out our user guides on the HitPay Help Desk!